Saving money can be tough, especially when it feels like you're depriving yourself of those little luxuries that make life sweeter.
Fortunately, there are a few ways to cut back on expenses a bit without feeling as though you're missing out on anything!
Today, we're tightening up our belts and sharing some of our favourite ways to stick to the budget, free up some extra cash for something nice, or save up for a bigger goal on the horizon. All without sacrificing those creature comforts, of course!
So, let's trim the fat and get thrifty with these 20 clever cost-saving tips that don't totally suck!
20. Host a clothing swap party
Invite your friends over for a swap party where you can trade clothes, jewelry, and other items that you no longer need or use. It's a fun way to refresh your wardrobe without spending any money, and doubles as a low-cost get-together with your favourite friends!
19. Plan your meals
One of the biggest money-wasters is impulse buying at the grocery store. To avoid this, plan your meals for the week and make a list of the ingredients you need before you go shopping. This will not only save you money but also help you eat healthier.
18. Quit buying bottled water
One of the easiest ways to save money is by quitting the habit of buying bottled water. Not only is it better for the environment, but it's also better for your wallet. Instead of buying bottled water when you're out and about, invest in a high-quality, reusable water bottle like this insulated beauty below. Not only will it keep your water perfectly chilled all day, but it's available in 3 capacities and colours to suit your style!
GREENS STEEL WATER BOTTLE
Leak-proof cap & Carabiner clip
Comes with a Lifetime Warranty
3 colour & size options available
17. Scout for coupon codes & discounts
When shopping for clothes, electronics, or anything else, always look for special offers, subscribe to newsletters for discounts, and search for current promo codes. There are many apps and websites that offer discounts and coupons, so be sure to take advantage of them. Many companies even offer a 10% off welcome discount for new customers, so be sure to sign up and save when you can!
16. Cut back on subscription services
Take a look at your subscription services, like streaming services, magazine subscriptions, and more. If you're not using them, cancel them.
15. Bring your coffee from home
Another way to save money is by quitting your daily café stop. Instead of buying your coffee, make it at home and bring it with you in a high-quality insulated tumbler like the Greens Steel BEAST Tumbler or thermal Coffee Mug.
Not only will you save money, but you'll also get a better cup of coffee that stays hot for hours after you've left the drive-thru line!
14. Shop second-hand
Buying second-hand items can save you a lot of money. You can find great deals on clothes, furniture, and other household items at thrift stores, garage sales, and online marketplaces.
13. Drive less
Gas is still steep, so try to drive less, consolidate your errands into one trip, and take advantage of public transportation or carpooling. Better yet, jump on your bike and get some feel-good endorphins while you're at it!
12. Take advantage of free entertainment
Instead of going to the movies or paying for a concert, take advantage of free options like events in the park, public libraries, markets and community gatherings.
11. Keep your home energy-efficient
By keeping your home energy-efficient, you can save money on your utility bills. Simple things like turning off lights when you leave a room, unplugging appliances when they're not in use, and using energy-efficient light bulbs can make a big difference.
SKIP THE COFFEE LINE WITH THE BEAST!
Max Temperature Retention
Comes with Lifetime Warranty
19 Colour options available
10. Use cash instead of credit cards
When you use cash, you're more likely to stick to your budget because you can see exactly how much money is going out and coming in. This helps cut down on impulse purchases and encourages you be more conscious of whether that thing you're considering buying really is worth the hit to your pocket!
9. DIY spa day at home
Instead of going to a spa for a day of pampering, create a DIY spa day at home. Fill your bath with Epsom salts and essential oils, light some candles, and relax with a book or a face mask.
8. Learn to sew & mend
It's pretty easy and super gratifying learning how to sew and mend your clothes, instead of buying new ones. Not only will you save money, but you'll also learn a new skill. Might even pick up a new hobby in the process!
7. Start a garden
Growing your own fruits and vegetables is a great way to save money on groceries and enjoy the benefits of fresh, healthy food. It's also a great way to get kids involved with the family dinners, bond over a shared adventure and get a deeper understanding of how our world works!
6. Join a book club
Joining a book club is a great way to save money on books and enjoy discussing literature with other book lovers. Not only will you avoid costly dinners out for entertainment, by staying in and enjoy homemade treats, you'll also make some great new like-minded friends who share your interests.
5. Plan a staycation
Instead of going on a vacation, plan a staycation. You can still have fun and relax in your own city without spending money on hotels and plane tickets! Check out your neighborhood for day passes to hotel pools and spas, locals discounts, or try a touristy activity you've never done before to discover some new local gems!
4. Do one weekly shop and cook at home
Instead of eating out or going to the store each day where extras always find their way into your cart, plan out your meals for the week and cook at home. Not only will it save you money you'd waste on nonessentials or impulse purchases if you shop when you're hungry, but you'll also be able to control the ingredients and make healthier choices.
3. Discover a rewarding new hobby
Try something new like knitting, painting, baking or photography to keep yourself entertained and hit that sense of achievement button without spending on mindless entertainment out. There's a tremendous amount of joy to be found in creating something beautiful yourself from the ground up, then getting to enjoy it once you're complete!
2. Shop the sales
Timing is everything in the world of retail, so unless your washing machine suddenly breaks down - or you need something critical, like, yesterday - try and wait for the sales or look for clearance items! This is especially good when shopping for clothes and home goods. You'll usually be able to score around 10-20% off full prices during sale events.
1. Use a budgeting app
Last but not least, is some high-level "adulting" ! Download a budgeting app to track your spending and stay on top of your finances. This helps keep you accountable for your purchases, plan for the month ahead, and prevent any unexpected surprises. Plus, you might just find there's a bit extra in the kitty that can go into your savings account!
By incorporating these cost-saving tips into your daily routine, you can still enjoy the things you love while keeping more money in your pocket. Remember, it's all about finding a balance and making smart choices.
Sure, we're the first to say that cutting costs never sounds like much fun. But with these ideas you might just discover how much money you've been wasting on things that didn't make you any happier, make your life easier, or bring you closer to your dreams.
Here's to feeling more in-control of our life journey and future!
Fefe | Greens Steel Lifestyle Contributor